Personal Checking Services
Our checking accounts come with a variety of options that you customize to meet your needs. Let us show you how to keep your finances in order. All accounts are backed by our 24/7 online banking and automated telephone services that provide a stress free alternative to banking.
Not sure which account is right for you? Answer just a few questions below and we can make a recommendation. It will only take a few seconds.
Based on your answers, we recommend our Prestige Checking.
Learn more about Prestige Checking or open an account today. For more information call us at (800) 988-8516, or view the rest of our checking options below.
Based on your answers, we recommend our Premium Money Market.
Learn more about Premium Money Market or open an account today. For more information call us at (800) 988-8516, or view the rest of our checking options below.
Based on your answers, we recommend our Diamond Money Market.
Learn more about Diamond Money Market or open an account today. For more information call us at (800) 988-8516, or view the rest of our checking options below.
Based on your answers, we recommend Peoples Choice Checking.
Learn more about Peoples Choice Checking or open an account today. For more information call us at (800) 988-8516, or view the rest of our checking options below.
Based on your answers, we recommend our Value Checking.
Learn more about Value Checking or open an account today. For more information call us at (800) 988-8516, or view the rest of our checking options below.
Peoples Choice Checking
- $100 minimum opening deposit
- Unlimited check writing
- $500 Bounce Protection
- Direct Deposit available
- FREE Online Banking with Bill Pay
- FREE Telephone Banking with Peoples' Voice
- FREE Debit /ATM card with your picture
- Monthly statement with check images
- Monthly maintenance fees are as follows:
- Minimum daily balance monthly fee:
- $750 & over None
- $500-$749.99 $2.00
- $300-$499.99 $5.00
- $299.99 & below $7.00
*Available to: individuals, religious organizations, civic organizations, non-profit organizations, public funds
Sign up for Peoples Choice Checking Today! For more information call (800) 988-8516 or contact us online.
Value Checking
- $100 minimum opening deposit
- Unlimited check writing
- $100 Bounce Protection
- Direct Deposit available
- FREE Online Banking with Bill Pay
- FREE Telephone Banking with Peoples' Voice
- Debit /ATM card with your picture
- Monthly statement
- Monthly maintenance fee $3.00
- With one electronic debit or credit from your account each month, the monthly fee is waived. (example: direct deposit, electronic bill pay item, automatic draft)
Sign up for Value Checking or contact Peoples State Bank for more information!
Prestige Checking
- $100 minimum opening deposit
- Interest compounded/credited monthly on balances over $1,500 (Rates)
- $10 monthly fee assessed if balance drops below $100
- Unlimited check writing
- $500 Bounce Protection
- FREE Online Banking with Bill Pay
- FREE Telephone Banking with Peoples' Voice
- FREE Debit /ATM card with your picture
- Monthly statement with check images
Open your Prestige Checking account today! For more information call (800) 988-8516.
Apple Checking
Designed for anyone who is in the educational field including current and retired teachers, administrators, and staff. Must present a teacher ID or current school board pay stub to open.
- $100 minimum opening deposit
- No monthly maintenance fee
- No minimum balance to maintain
- Unlimited checking
- 1 box of free checks per year (limited style)
- Automatic payroll deposit, if desired
- Saving transfer capability
- FREE Online Banking
- FREE Telephone Banking with Peoples' Voice
- FREE Debit /ATM card
- $300 Bounce Protection limit
Sign up for Apple Checking or contact Peoples State Bank for more information!
Purple Power Checking
A special account designed for Northwestern State University students, faculty and staff.
- No minimum opening deposit
- No monthly maintenance fee
- No minimum balance to maintain
- Unlimited checking
- 1 box of free checks per year (limited style)
- Direct Deposit of financial aid, if desired
- FREE Online Banking
- FREE Telephone Banking with Peoples’ Voice
- Use your NSU ID to access your Purple Power Checking Account – use it anywhere Pulse and Plus is accepted worldwide
Sign up for Purple Power Checking or contact Peoples State Bank for more information!
Diamond Money Market
- $2,500 minimum opening deposit
- No monthly maintenance fee if $2,500 balance is maintained
- $10 monthly fee assessed if balance drops below $2,500
- Interest compounded and credited monthly
- Tiered interest based upon balance, $2,500 minimum to earn interest
- Limit of six withdrawals permitted each statement cycle
- $10 per withdrawal/transfer fee assessed for withdrawals/transfers over 6
Open your Diamond Money Market account online or stop by one of our convenient locations today!
Premium Money Market
- $25,000 minimum opening deposit
- No monthly maintenance fee if $25,000 balance is maintained
- $10 monthly fee assessed if balance drops below $25,000
- Interest compounded and credited monthly
- Tiered interest based upon balance, $25,000 minimum to earn interest
- Limit of six withdrawals permitted each statement cycle
- $10 per withdrawal/transfer fee assessed for withdrawals/transfers over 6
Sign up for Premium Money Market or contact Peoples State Bank for more information!
