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Peoples Choice Checking

Available to: individuals, church, civic, non profit, public funds


Value Checking
  • No minimum opening deposit*
  • Unlimited check writing
  • $100 Bounce Protection
  • Direct Deposit available
  • FREE Online Banking with Bill Pay
  • FREE Telephone Banking with Peoples' Voice
  • Debit /ATM card with your picture
  • Monthly statement
  • Monthly maintenance fee $3.00
    •  Maintain at least one electronic debit or credit from your account and monthly fee is waived. (example: direct deposit, electronic bill pay item, automatic draft)

*unless debit card is requested then minimum to open is $100



Prestige Checking
  • $100 minimum opening deposit
  • Interest compounded/credited monthly on balances over $1,500 (Rates)
  • $10 monthly fee assessed if balance drops below $100
  • Unlimited check writing
  • $500 Bounce Protection
  • FREE Online Banking with Bill Pay
  • FREE Telephone Banking with Peoples' Voice
  • FREE Debit /ATM card with your picture
  • Monthly statement with check images


Apple Checking

Designed for current or retired teachers and administrators; Must present teacher ID to open.

  • No monthly maintenance fee
  • No minimum opening deposit required
  • No minimum balance to maintain
  • Unlimited checking
  • 1 box of free checks per year (limited style)
  • Automatic payroll deposit, if desired
  • Saving transfer capability
  • FREE Online Banking
  • FREE Telephone Banking with Peoples' Voice
  • FREE Debit /ATM card
  • $300 Bounce Protection limit


Purple Power Checking

A special account designed for Northwestern State University students, faculty and staff. Please visit the NSU page for more information.



Diamond Money Market

  • $2,500 minimum opening deposit
  • No monthly maintenance fee if $2,500 balance is maintained
  • $10 monthly fee assessed if balance drops below $2,500
  • Interest compounded and credited monthly
  • Tiered interest based upon balance, $2,500 minimum to earn interest
  • Limit of six withdrawals permitted each statement cycle, of which three may be payment to a third party
  • $10 per withdrawal/transfer fee assessed for withdrawals/transfers over 6


Premium Money Market

  • $25,000 minimum opening deposit
  • No monthly maintenance fee if $25,000 balance is maintained
  • $10 monthly fee assessed if balance drops below $25,000
  • Interest compounded and credited monthly
  • Tiered interest based upon balance, $25,000 minimum to earn interest
  • Limit of six withdrawals permitted each statement cycle, of which three may be payment to a third party
  • $10 per withdrawal/transfer fee assessed for withdrawals/transfers over 6



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