Peoples State Bank Online Banking
Banking Has Never Been So Easy or Secure
Login to Your Accounts
Simplify your life! Online Banking offers you a convenient, easy, and secure solution to your busy life! "Bank Around the Clock" - 24 hours a day, 7 days a week.
Use our Online Banking services with complete confidence. We use the highest level of encryption protection and authentication technology available to safeguard your account information. Both our business and personal banking customers can access their balances and view detailed information on all of their accounts any time, day or night.
Ready to start banking online? You can setup your account online. Or if you still have questions, please contact us online, call us at (800) 897-7499 or stop by any of our convenient locations.
Online Banking
- Check account balances and history anytime, anywhere
- View current transactions (cleared checks, debits, deposits)
- Online Stop Payments only $12.50
- Transfer funds between Peoples State Bank (PSB) accounts
- Download account information into financial programs such as Microsoft Money, Quicken or Excel
- Best of all, it’s FREE!
Setup your Online Banking account online. For additional information about Online Banking please give us a call toll free at (800) 897-7499 or contact us online.
- Online Banking User Guide [140 KB]
Bill Pay
Experience the time & money saving way to pay your bills:
- Get Bill Pay FREE with any account (sign-up required)
- No more stamps, envelopes, or trips to the post office!
- Pay bills by check or electronic funds transfer
- Pay any individual or business anywhere in the U.S.*
- Set up recurring payments – quarterly, monthly, even weekly
- View online payment history to determine when they were processed
* Tax payments and court order payments may be scheduled. Peoples State Bank does not recommend this method.
For additional information about Online Bill Pay please give us a call toll free at (800) 897-7499 or contact us online.
- Bill Pay User Guide [137 KB]
eStatements
Want a more secure way to receive you monthly statements? Tired of the having to file paper statements? Sign up for eStatements today!
- To start receiving eStatements, you must sign up for Online Banking. Sign up for Online Banking and eStatements today!
Need assistance signing up for eStatements? Call us toll free at (800) 897-7499, contact us online, or check out the FAQ page to learn more.
- eStatements User Guide [736 KB]
goTeller iPhone App
The Peoples goTeller iPhone App allows you to use your iPhone to initiate routine transactions and conduct research anytime, from anywhere through Peoples goTeller Mobile Banking. You can view account balances and transaction history, view account alerts, initiate account transfers and pay bills. In order to use the goTeller iPhone App, you must be enrolled in Online Banking and goTeller Mobile Web (see enrollment details on this page).
You can easily access goTeller Mobile Web on your iPhone by downloading the application at the links below:
If you have any issues locating the application on the App Store on your iPhone, search for "peoples state bank" and look for the hands logo.
Note[*]: There is no fee from Peoples State Bank. Connectivity and usage rates may apply. Contact your wireless service provider for more details.
goTeller Mobile Banking
Already have Online Banking? Now you can easily bank on your cell phone with Peoples goTeller!
The Peoples goTeller system is extremely easy to use. It’s Online Banking for your cell phone. Peoples goTeller works with both web-enabled cell phones and cell phones with text messaging by offering two flavors of mobile banking – Mobile Web and Mobile Text.
If you have a web-enabled cell phone, enroll in the “Mobile Web” service on Online Banking. If you only have text messaging capabilities on your cell phone, enroll in the “Mobile Text” service on Online Banking.
All Online Banking customers have the ability to enroll in the Peoples goTeller through Online Banking. Please see our Peoples goTeller Enrollment Guide for easy enrollment instructions.
- View Balances (Both Web and Text)
- View Recent Transactions (Both Web and Text)
- Transfer Funds between Accounts (Web Only)
- Pay Bills to existing Payees (Web Only)
- View Online Banking Alerts (Web Only)
For additional information about Peoples goTeller, please give us a call toll free at (800) 897-7499 or contact us online.
- Peoples goTeller Enrollment Guide [434 KB]
Small Business Online Banking & Bill Pay
The perfect solution for any small business to bank when it is convenient for you!
- Check account balances and history
- View current transactions (cleared checks, debits, deposits, etc.)
- Stop payments only $12.50 when processed online
- Transfer funds between PSB accounts
- Download account information into financial programs such as Microsoft Money, Quicken, or Excel
- No more stamps, envelopes, or trips to the post office!
- Pay bills by check or electronic funds transfer
- Pay any individual or business anywhere in the U.S.*
- Set up recurring payments – quarterly, monthly, evenly weekly
- View online payment history to determine when they were processed
- Best of all, it’s FREE!
Sign up for our business online banking, or call us toll free at (800) 897-7499 for more information.
*Tax payments and court order payments maybe scheduled, however People State Bank does not recommend this method.
Cash Management
This feature of Online Banking extends the bank into your office. Our complete reporting service gives your business access to the financial information needed to manage your company's cash. The system allows your company to:
- Provide transaction history and paid items
- Transfer funds
- Generate electronic tax payments and other automated files
- Direct deposit of payroll
- Draft Customer Payments
- Account-to-account transfers
- Cash concentration
- Wire transfers (additional fee applies)
- ACH originations (additional fee applies)
- ACH file uploads (additional fee applies)
- Float reporting
- Balance reporting
- Create Individual User Profiles
Cash Management is designated for commercial accounts. For the monthly fee of $24.95, experience the luxury and benefit of Cash Management. Sign up for Cash Management today by calling an Online Banking Representative at (800) 897-7499 or (318) 256-1248.
- Cash Management User Guide [1.3 MB]
Remote Deposit Capture
Bring the bank's teller window to your business!
- Improve cash flow by get more of today’s checks in the bank today
- Adds safety, control, and online researchable archive to your receivable payments
- Increase employee’s time in the office, not driving to the bank
To sign up for Remote Deposit Capture online call us at 1-877-207-0233 or login to Remote Deposit.
Safety and Security
Since online banking requires private financial information to travel over the public Internet, security is a major concern for Peoples State Bank. Internet banking transactions have a comparable safety record to conventional banking activities such as visiting a teller or using an ATM.
Peoples State Bank employs security measures such as:
- Encrypted transmissions
- Passwords
- Firewalls and perimeter security
- Limited personal liability in the event of fraud
- Multiple layers of security
Online banking is secure because it includes multiple security steps and procedures.
- Physical Security
Peoples State Bank has traditionally safeguarded our computer network by closing it off to the outside world. A firewall guards Peoples State Bank’s network connection to the Internet and serves as a check point to accept or deny each attempt at communication according to strict specifications. - Government Security
FDIC is the next layer of protection. Through audits and examinations of Peoples State Bank, the security is continually being monitored and regulated. Audits now include the computer services and online offerings to protect against security breeches. - Regulation E
Regulation E is a governmental policy designed to protect online transactions. This law states that if a customer notifies his/her financial institution within two business days of learning about an unauthorized transaction (including online banking), personal liability is limited to $50.00. - User Security
A users personal computer needs security features as well. Unless customers are educated about their part in Internet security, this can be the weakest security link. Customers are encouraged to use passwords to limit others’ access on their PCs and laptops. It is also important not to leave an Internet banking session unattended. These extra precautions go a long way to ensure the security of Internet banking.
Thanks to the combined efforts of Peoples State Bank, software, and legal regulations, Internet banking is an excellent option for secure banking services.
For more information about our online safety and security features give us a call at (800) 897-7499.
