Consumer and Personal Loans in Louisiana and Texas
Need some extra cash?
At one time or another, most of us could use some extra cash. Whether it’s to buy a car or a home, Peoples State Bank thinks getting a loan should be quick and hassle-free. We offer easy-to-apply-for loans that can be creatively structured to meet just about any need. And they're available in a variety of flexible packages to make repayment a breeze!
VISA® Credit Card - Personal
Earn Bonus Points redeemable for gifts and travel awards each time you make purchases using your Peoples State Bank VISA® Classic or VISA® Gold Card.
- Bonus Points are reported on your monthly statement
- When you use your card, you are eligible to receive many benefits like:
- Toll-Free Travel Reservation Service
- Bonus Travel Dividends
- Auto Rental Discounts
- Credit Card Registration
- Key Registration
- Automatic Renter’s Liability
- Medical Assistance
- Travel Protection
- Lost Luggage Locator Service
- Lost or Damaged Luggage Insurance*
- Hotel/Motel Theft Insurance*
- Concierge Service
- Quarterly Newsletter
- Convenience of a local person to inquire on account, answer questions and provide help if your card is lost or stolen
Verified By VISA
Your VISA card is now protected by Verified by VISA — it password protects your card for free. The next time you shop at participating online stores, enter the information requested to activate your card in order to complete the transaction. Your card will then have password protection whenever you shop online at participating stores listed at www.visa.com/shopverified.
For more information contact Peoples State Bank at (800) 988-8516, or stop by a PSB branch near you.
*Insurance is:
- Not a deposit
- Not FDIC Insured
- Not Guaranteed by the Bank
- Not guaranteed by any Federal Government Agency
- May lose value
Overdraft Protection
Designed to provide protection in the event of withdrawals exceeding your current checking account balance. Overdraft Protection covers up to the limit approved. Benefits include: if an item is presented for payment and there are insufficient funds to cover it, ODP will transfer funds to prevent an overdraft. Ends rushing to the bank to make a deposit or transfer funds, all charges and overdraft advances are automatically deducted from the covered deposit account monthly.
Enroll today by stopping by any full service branch, call or e-mail for more information and an application.
Personal Loan
We can give you expert financial advice along with competitive rates and terms to fit your budget. We will be more than happy to visit with you to see if a personal loan is what you need for:
- New appliances
- Consolidate bills
- Purchase a car, truck, or recreational vehicle
- And so much more!
Contact a loan specialist at one of our convenient locations today!
