Consumer and Personal Loans in Louisiana and Texas

Need some extra cash?

Consumer Loans with Peoples State Bank At one time or another, most of us could use some extra cash. Whether it’s to buy a car or a home, Peoples State Bank thinks getting a loan should be quick and hassle-free. We offer easy-to-apply-for loans that can be creatively structured to meet just about any need. And they're available in a variety of flexible packages to make repayment a breeze!

Car
Boat
VISA Credit Card – Personal
Overdraft Protection
Personal Loans
Consumer's Guide to Credit Reports and Credit Scores

ˆ Return to Top

VISA^® Credit Card - Personal

Earn Bonus Points redeemable for gifts and travel awards each time you make purchases using your Peoples State Bank VISA^® Classic or VISA^® Gold Card.

Bonus Points are reported on your monthly statement
When you use your card, you are eligible to receive many benefits like:

Toll-Free Travel Reservation Service
Bonus Travel Dividends
Auto Rental Discounts
Credit Card Registration
Key Registration
Automatic Renter’s Liability
Medical Assistance
Travel Protection
Lost Luggage Locator Service
Lost or Damaged Luggage Insurance*
Hotel/Motel Theft Insurance*
Concierge Service
Quarterly Newsletter

Convenience of a local person to inquire on account, answer questions and provide help if your card is lost or stolen

Verified By VISA

Your VISA card is now protected by Verified by VISA — it password protects your card for free. The next time you shop at participating online stores, enter the information requested to activate your card in order to complete the transaction. Your card will then have password protection whenever you shop online at participating stores listed at www.visa.com/shopverified.

For more information contact Peoples State Bank at (800) 988-8516, or stop by a PSB branch near you.

ˆ Return to Top

*Insurance is:

Not a deposit
Not FDIC Insured
Not Guaranteed by the Bank
Not guaranteed by any Federal Government Agency
May lose value

ˆ Return to Top

Overdraft Protection

We offer an Overdraft Protection Line of Credit loan (“ODP”) designed to provide protection in the event of withdrawals exceeding your current personal checking account balance. Overdraft Protection covers up to the approved ODP amount for overdrafts.

Benefits include:

Coverage of item(s) presented for payment when the deposit account on which the item(s) were issued has an insufficient balance to fully pay the item(s).
Coverage of such insufficient item(s) is provided through an automated transfer from the ODP to the deposit account on which the item(s) were issued.
Prevention of NSF/Overdraft Fee(s) through an automated transfer from the ODP to the deposit account on which the item(s) were issued to cover insufficient item(s).
Ends rushing to the bank to make a deposit or transfer funds.
All charges and overdraft advances are automatically deducted from the covered deposit account monthly.

Apply today by stopping by any full-service branch or contact us for more information and an application.

ˆ Return to Top

Personal Loan

We can give you expert financial advice along with competitive rates and terms to fit your budget. We will be more than happy to visit with you to see if a personal loan is what you need for: