Business Loans in Louisiana and Texas
Peoples State Bank Custom Business Loans
Whether it’s time to purchase new equipment, upgrade technology, or increase inventory, Peoples State Bank offers pain-free, custom business loans that are just right for your needs.
- Farm Service Agency – Agriculture Loans
- VISA® Credit Card – Business
- Business Loans
- Small Business Administration Loans
- USDA Business Industry Loans
Farm Service Agency – Agriculture Loans
Ask us about this Loan Service for your:
- Real estate
- Dairy
- Pasture
- Poultry
- Equipment
- Crops
- Livestock
- And More
You can also visit the FSA Online. To apply for a loan visit a Peoples State Bank location or contact us online.
VISA® Credit Card – Business
Our flexible Business VISA® is accepted at thousands of locations worldwide. Our card comes with the personal, friendly service you’ve come to expect from us.
Benefits with the Peoples State Bank Business VISA® card include:
- Travel Accident Insurance*
When you use your card to purchase your entire travel fare on a common carrier, you are automatically provided with Travel Accident Insurance coverage. Your spouse and eligible dependent children are also covered when their travel fare is purchased with this card. This coverage is provided to you at no extra cost. See your description of coverage for complete details. - Extended Warranty
On purchases made in full using the Peoples State Bank Visa® the Extended Warranty Program doubles the U.S. Manufacturer’s warranty period and extends coverage up to one additional year for warranties of five years or less. (Some exclusions apply.) - 90 Day Product Protection
The 90-day Product Protection Program covers new consumer products purchased in full with a credit card issued by your sponsoring institution against direct physical loss or damage for 90 days from the date of purchase. (Some exclusions apply.) Coverage is in excess of other collectable insurance. - Available to all business types.
- Request cards for employees who travel.
- Track business expenses easily with one statement.
- Convenience of a local person to inquire on account, answer questions and provide help if your card is lost or stolen.
Verified By VISA
Your VISA card is now protected by Verified by VISA — it password protects your card for free. The next time you shop at participating online stores, enter the information requested to activate your card in order to complete the transaction. Your card will then have password protection whenever you shop online at participating stores listed at www.visa.com/shopverified.
Contact Peoples State Bank at (800) 988-8516 to learn more.
Insurance is:
- Not a deposit
- Not FDIC Insured
- Not Guaranteed by the Bank
- Not guaranteed by any Federal Government Agency
- May lose value
Business Loans
Starting and running your own business takes a lot of courage, skill and time. We know that, and we make sure that when you do business with us, you get the same level of dedication from us. Whether you need a loan to start, expand or refinance your business, we can help you, so that it doesn’t cut into your valuable time.
Contact us today at (800) 988-8516 and let us put our commitment and experience to work for you!
USDA Business and Industry Guaranteed Loan
The Business and Industry (B&I) Guaranteed Loan Program helps create jobs and stimulates rural economies by providing financial backing for rural businesses. This program provides guarantees up to 80% of a loan made by a commercial lender. Loan proceeds may be used for working capital, machinery and equipment, buildings and real estate, and certain types of debt refinancing. The primary purpose is to create and maintain employment and improve the economic climate in rural communities.
