• Farm Service Agency ~ Agriculture Loans
• VISA® Credit Card – Business
• Overdraft Protection
• Advance Credit Line
• Commercial/Business Loans
• USDA Business Industry Loans

Ask us about this Loan Service for your:

• Real estate
• Dairy
• Pasture
• Poultry
• Equipment
• Crops
• Livestock
• And More

Contact us. You can also visit the FSA Online.

Our flexible Business VISA® is accepted at thousands of locations worldwide. Our card comes with the personal, friendly service you’ve come to expect from us.

Benefits with the Peoples State Bank Business VISA® card include:

• Travel Accident Insurance*
  When you use your card to purchase your entire travel fare on a common carrier, you are automatically provided with Travel Accident Insurance coverage. Your spouse and eligible dependent children are also covered when their travel fare is purchased with this card. This coverage is provided to you at no extra cost. See your description of coverage for complete details.
   
• Extended Warranty
  On purchases made in full using the Peoples State Bank Visa® the Extended Warranty Program doubles the U.S. Manufacturer’s warranty period and extends coverage up to one additional year for warranties of five years or less. (Some exclusions apply.)
   
• 90 Day Product Protection
  The 90-day Product Protection Program covers new consumer products purchased in full with a credit card issued by your sponsoring institution against direct physical loss or damage for 90 days from the date of purchase. (Some exclusions apply.) Coverage is in excess of other collectable insurance.

View Your Statement Online

Verified By Visa

Your Visa card is now protected by Verified by Visa — it password protects your card for free. The next time you shop at participating online stores, enter the information requested to activate your card in order to complete the transaction. Your card will then have password protection whenever you shop online at participating stores listed at www.visa.com/shopverified.

• Not a deposit
• Not FDIC Insured
• Not Guaranteed by the Bank
• Not guaranteed by any Federal Government Agency
• May lose value

Designed to provide protection in the event of withdrawals exceeding your current checking account balance. Overdraft Protection covers up to the limit approved. Benefits include: if an item is presented for payment and there are insufficient funds to cover it, ODP will transfer funds to prevent an overdraft. Ends rushing to the bank to make a deposit or transfer funds, all charges and overdraft advances are automatically withheld from your checking account when a deposit is made. Enroll today by stopping by any full service branch, call or e-mail for more information and an application.

ACL is designed with the individual in mind. Establish your ACL to end the inconvenience of completing applications each time you need to borrow. Your personal pre-approved line of credit can be secured or unsecured depending on the amount of Advance you choose. Pay no interest until you write a check, and then only for the amount borrowed. Stop by one of our full service branches today to complete an application and for further details.

Starting and running your own business takes a lot of courage, skill and time. We know that, and we make sure that when you do business with us, you get the same level of dedication from us. Whether you need a loan to start, expand or refinance your business, we can help you, so that it doesn’t cut into your valuable time. Contact us today and let us put our commitment and experience to work for you.

The Business and Industry (B&I) Guaranteed Loan Program helps create jobs and stimulates rural economies by providing financial backing for rural businesses. This program provides guarantees up to 80% of a loan made by a commercial lender. Loan proceeds may be used for working capital, machinery and equipment, buildings and real estate, and certain types of debt refinancing. The primary purpose is to create and maintain employment and improve the economic climate in rural communities.

What are they talking about? Learn more at Loan Lagniappe.