Kids & Teens Savings

Saving Money Can Be Fun and it is Never Too Late to Start

Just 4 Kids
A savings program designed for kids 13 and under to help them learn about saving.

Just 4 Teens
Continue or start your teen on the road to being money smart.

It's a fact. Kids learn by doing. At Peoples State Bank we feel that one important thing for kids to learn is how to manage their money properly. Opening a savings account and making regular deposits can help your child get the hands-on experience they need. It's easy, fun, and a great way to save for the future... or something they really want. Help your child prepare for the future by opening an account at Peoples State Bank today.


Just 4 Kids

Available to anyone 13 and under (parent or guardian must accompany to open account)

  • No minimum to open
  • FREE gift when account is opened
  • No early closing penalties
  • No minimum to earn interest
  • Interest compounded daily and paid monthly
  • Monthly statement
  • FREE Automatic transfer into account; No transfers allowed out of account
  • FREE Online Banking (view only)
  • FREE Telephone Banking with Peoples’ Voice
  • 1 FREE withdrawal per month; each additional is $10/withdrawal
  • Child must have a Social Security Number in order to open this account
  • Regular Deposit Rewards
  • Honor Student Rewards
  • Birthday recognition

Contact Peoples State Bank online or call (800) 988-8516 for more information about our
Just 4 Kids savings accounts.

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Just 4 Teens

Available to anyone 14 - 17 (parent or guardian must accompany to open account)

  • No minimum to open
  • No early closing penalties
  • No minimum to earn interest
  • Interest compounded daily and paid monthly
  • Monthly statement
  • FREE Automatic transfer into account
  • FREE Online Banking (view only)
  • FREE Telephone Banking with Peoples' Voice
  • 1 FREE withdrawal per month, each additional is $10/withdrawal (includes electronic payments and automatic payment transfers)
  • Child must have a Social Security Number in order to open this account
  • Regular Deposit Rewards
  • Honor Student Rewards
  • Birthday recognition

Contact Peoples State Bank online or call (800) 988-8516 for more information about our
Just 4 Teens savings accounts.

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Kids Calculator

Our Kids Calculator can help you see how much you can save.

Click here to see how long it will take you to save for a new bike, doll, or computer game you've been wanting.


For more information about Kids and Teens accounts and services,
contact Peoples State Bank Online
or call (800) 897-7499.