Expand Your Business to Accept
Credit Cards for Payment

MasterCard Debit Card
Your picture is on the card for added security
MasterCard Secure Code
When you are done shopping online, make sure your debit card is too.
Credit Card – Personal
Earn rewards on every purchase
Credit Card - Business
Flexibility to meet your business needs
Merchant Card Services
ATM Locations
Report a Lost or Stolen Card
FAQ’s

MasterCard Debit Card

FREE with personal checking accounts upon request
For greater security and upgraded identification purposes, our debit card has your picture on the front of the card
24 Hour access to cash
Withdraw funds from any ATM in the world (certain restrictions may apply; fees may apply at non-PSB machines)
Ability to purchase items anywhere Debit MasterCard is accepted, including online
4 digit Personal Identification Number (PIN) to keep your account safe and secure

MasterCard Secure Code

When you are done shopping online, make sure your debit card is too.

Guard your Peoples State Bank MasterCard debit card on the Internet with MasterCard SecureCode. This free service enhances the security of your existing MasterCard debit card.

Perhaps the most rewarding part of Internet shopping comes when you step away from your computer – the time it saves you allowing you to enjoy life more.

With MasterCard SecureCode, now your time offline can be spent having greater peace of mind. A private code means added protection against unauthorized use of your card when you shop online at participating merchants.

Step 1 — Sign Up for MasterCard SecureCode
Click here to register your Peoples State Bank MasterCard debit card today. Even if you do not shop online, registering your card will enhance the security of your MasterCard debit card.

Step 2 — Use Your SecureCode at Checkout
Every time you checkout online at participating retailers, you will be automatically prompted to enter your own private SecureCode code — just like entering a PIN at the ATM. In seconds, you gain added protection while shopping online.

Step 3 — Shop Smarter
Look for the MasterCard SecureCode logo below when shopping at participating online retailers.
For more information, please contact the Peoples State Bank Card Services department at (318) 256-4367.

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VISA^® Credit Card - Personal

Earn Bonus Points redeemable for FREE gifts and travel awards each time you make purchases using your Peoples State Bank VISA^® Classic or VISA^® Gold Card.

Bonus Points are reported on your monthly statement

When you use your card, you are eligible to receive many benefits like:

Travel Reservation Service
Bonus Travel Dividends
Auto Rental Discounts
Payment Card Registration
Key Registration
Automobile Rental Insurance*
Medical Assistance
Travel Protection
Lost Luggage Locator Service
Lost or Damaged Luggage Insurance*
Hotel/Motel Theft Insurance*
Concierge Service
Quarterly Newsletter
Travel Accident Insurance*
Extended Warranty

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VISA^® Credit Card - Business

Our flexible Business VISA^® is accepted at thousands of locations worldwide. Our card comes with the personal, friendly service you’ve come to expect from us.

Benefits with the Peoples State Bank Business VISA^® card include:

Travel Accident Insurance*
Accident Insurance coverage. Your spouse and eligible dependent children are also covered when their travel fare is purchased with this card. This coverage is provided to you at no extra cost. See your description of coverage for complete details.
Extended Warranty
On purchases made in full using the Peoples State Bank Visa the Extended Warranty Program doubles the U.S. Manufacturer’s warranty period and extends coverage up to one additional year for warranties of five years or less. (Some exclusions apply.)
90 Day Product Protection
The 90-day Product Protection Program covers new consumer products purchased in full with a credit card issued by your sponsoring institution against direct physical loss or damage for 90 days from the date of purchase. (Some exclusions apply.) Coverage is in excess of other collectable insurance.
Multiple Credit Cards
Multiple cards can be issued and posted to one account; you control limits and who has access.

View Your Statement Online or sign up for our Online Banking today!

*Insurance is:

Not a deposit
Not FDIC Insured
Not Guaranteed by the Bank
Not guaranteed by any Federal Government Agency
May lose value

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Find the Peoples State Bank location nearest to you!

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Merchant Card Services

Set your business up to accept credit cards for goods purchased
Service and equipment from your bank
Set up assistance from someone you know
Competitive pricing
Contact Merchant Card Services at (877) 207-0233

For more information on how your company can benefit for Peoples State Bank's Merchant Card Services, contact us online or call (800) 988-8516.

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ATM Locations

View our entire list of ATM locations here.

Can't find your ATM / Debit Card? View our Lost or Stolen Cards information.

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Debit, ATM and Credit Card FAQs

What is the difference between PIN based and Signature based transactions?
Why does my picture need to be on the Debit /ATM Card?
How much can I spend with my debit card in one day?
What do I do if I lost or forgot my PIN?
What do I do if I get a message saying my Debit/ATM card is locked out?
What if my card is stolen or lost?
Why can’t I use a Debit Card signature-based transaction at some merchants?
Can I change my Debit/ATM Personal Identification Number (PIN)?
What do I do if my VISA credit card has been lost or stolen?
What can I redeem my Scorecard Bonus Points for?

Answers

What is the difference between PIN based and Signature based transactions?

A PIN based transaction occurs when you have to enter your 4-digit PIN when you purchase an item. The money typically withdraws from your account the same day. A Signature-based transaction occurs when you have to sign a receipt or sometimes don’t sign a receipt. Signature-based transactions take 1-3 business days to subtract from your account. Both require sufficient funds at time of purchase in order to work.
Why does my picture need to be on the Debit/ATM Card?

Your picture adds security and safety to your Debit/ATM Card. This is another piece of information that can verify you in order to combat identity theft and fraud.
How much can I spend with my debit card in one day?

Debit Card purchases cannot exceed $1,000 in a 24-hour period. Limits are designed to protect you and to help eliminate debit card fraud.
What do I do if I lost or forgot my PIN?

If you have lost or forgot your PIN, you will need to go to the nearest branch and complete a request for PIN reissue. While this may be an inconvenience to you, it is for your protection. Your PIN will be mailed to the address we have for your account. Only the cardholder can request the PIN. No one at the bank knows your PIN.
What do I do if I get a message saying my card has been locked out?

This means you have attempted to access your account three with the wrong PIN. Again, this is a security feature. Don’t panic. If this occurs at a branch ATM during office hours, simply go inside and someone will be able to assist you. If this occurs after hours or at another ATM, you will need to contact Card Services directly for assistance. Call (800) 988-8516.
What if my card is stolen or lost?

If your Debit/ATM Card is stolen or lost, or that a transaction was made without your permission, you must notify us immediately. There are a couple of ways to notify Card Services:
1. Call (800) 325-3678 24 hours a day, 7 days a week
2. Call or visit your local branch during business hours
Why can’t I use a signature-based transaction at some merchants?

A recent court settlement with VISA^® and MasterCard allows merchants to choose whether to accept Debit MasterCard as a signature-based transaction or not. Be sure to ask the merchant before hand to avoid any inconvenience.
Can I change my Personal Identification Number (PIN)?

Not at this time. Your PIN is computer generated and therefore no one at the bank knows your number. Don’t write your PIN down because someone might be able to steal it and your card.
What do I do if my VISA^® credit card has been lost or stolen?

If you believe your VISA^® has been stolen or lost, or that a transaction was made without your permission, you must notify us immediately.
1. Call (800) 854-3678 24 hours a day, 7 days a week
2. Call or visit your local branch during business hours
3. Visit our lost or stolen card section
What can I redeem my VISA^® Scorecard Bonus Points for?

Visit the Scorecard Rewards website to view all of your options.