Protecting your privacy and your financial assets is at the core of our business. Our customers' trust is the most important asset of The Peoples State Bank. When you entrust us with your financial information, you can be certain it will be used only in an appropriate manner. You have chosen to do business with us and we recognize our obligation to keep the information you provide to us confidential.

Privacy Pledges to our Customers:

• We will collect, maintain and use only the minimum customer information necessary to enable us to deliver superior products and services to our customers.
   
• Information received from our customers and former customers will be safeguarded according to strict standards of security and confidentiality. Employees who violate The Peoples State Bank privacy promise will be subject to appropriate disciplinary action.
   
• We will not release customer information to any external organization except when we are required or allowed by law or if the customer has requested such a release. In addition, because The Peoples State Bank supports the underlying principles of consumer lending and business lending some customer information may be released to reputable credit reporting organizations.

What Information Do We Collect?

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on loan applications or other forms.
• Information about your transactions with us, our affiliates, or others.
• Information we receive from a consumer reporting agency.
• Information we receive through our online services.

How Do We Use This Information?

Primarily, the information is used to perform basic banking business functions and to provide superior products and services to our customers. We may disclose nonpublic personal information about you to the following types of third parties:

• Financial Service Providers, such as insurance agencies, securities brokers-dealers, and financial products and services marketing agents.
• Non-financial companies, such as direct marketing firms.

We may disclose all of the information we collect, as described below, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.

• Name
• Address
• Date of Birth
• Account Type
• Account History

We do not share account numbers or information that we obtain from credit reporting agencies. We restrict access of any nonpublic customer information to only those third parties that are contractually obligated to keep the information we provide them confidential and to use the information only for the purposes authorized.

How Do We Keep Information Accurate?

Keeping your account information accurate and up-to-date is very important. If you ever find that your account information is incomplete, inaccurate or not current, please call or write to us at the telephone number or address listed on your account statement. We will correct any erroneous information as quickly as possible.

The Peoples State Bank is committed to protecting privacy. We will continue to provide the most up-to-date safeguards to ensure the safety and security of the personal financial information of our customers.